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Zach Santmier
Feb 152 min read
You Need a Buddy!
As you looked at your budget in RocketMoney, what are your problem categories for over spending? Amazon one click purchases? TJ Max...
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Zach Santmier
Feb 82 min read
Fixing an “Unbalanced” Budget
We are still in Step 1 of 8, A Balanced Budget, and we will be here for a couple more weeks because it is the hardest and the most time...
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Zach Santmier
Feb 62 min read
5 Ways to Save on your Insurance
At Trumble, we are committed to proactively engaging with our clients to ensure they get the coverage that suits their needs and also...
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Zach Santmier
Feb 13 min read
Balanced Budget
We are on step 1 of 8! You are filling up your financial tank one mark at a time. By the time you have completed all 8 steps, you will...
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Zach Santmier
Jan 252 min read
Face the Music
If you have been following along, I introduced you to the concept of a financial “Fuel Gauge.” Here are the 8 marks that create a full...
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Zach Santmier
Jan 182 min read
Your Financial Fuel Gauge
Last week, I told you that I would be giving you a step by step system to begin laying your financial foundation to set you up for a...
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Zach Santmier
Jan 113 min read
Laying Your Financial Foundation
After my younger brother and I had moved out of the house and started families of our own, God provided an incredible opportunity for my...
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Zach Santmier
Jan 43 min read
Consumer Debt
Think back to the hole and the dirt. Using your credit card makes a big hole with no dirt in sight to fill it back in. Using store...
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Zach Santmier
Dec 28, 20243 min read
Student Loans
For the past several weeks, we have been talking about debt. I used the analogy of debt being like digging a hole in your back yard. In...
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Zach Santmier
Dec 21, 20243 min read
Mortgages
Homes are some of the most secure assets to purchase, though as anyone who lived through 2008 will tell you, they are not bulletproof....
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Zach Santmier
Dec 14, 20243 min read
Car Loans
Last week, I discussed debt and described the difference between asset backed debt and unsecured debt. I used the analogy of debt being...
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Zach Santmier
Dec 1, 20243 min read
Understanding Debt
As I broach this emotional topic, I want to begin by being clear. I am neither for nor against debt. Debt is amoral, meaning, it is not...
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Zach Santmier
Nov 24, 20242 min read
How to Trust Your Spouse Financially
If you’re married, it is time for you to get on the same page! It is one thing to budget and agree upon what you are spending. You guys...
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Zach Santmier
Nov 17, 20243 min read
New “Zero” In Your Checking | Part 2
Last week, I introduced the concept of a New Zero in your checking account. This is a buffer of one month’s expenses that you keep in...
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Zach Santmier
Oct 26, 20242 min read
New “Zero” In Your Checking | Part 1
Lauren and I had really been getting after our budget and for a couple months, it was balanced. We were spending less than or equal to...
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Zach Santmier
Oct 19, 20242 min read
Increase Your Value. Increase Your Income.
Bottom line and top line. Did you know that these two “lines” determine your pay? Whether you realize it or not, your organization knows...
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Zach Santmier
Oct 12, 20242 min read
How to Make More Money
The title of this column is “Increase.” Why? While I believe it’s important to make sure we aren’t bleeding cash, people’s financial...
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Zach Santmier
Oct 5, 20242 min read
Cash
Today, we are diving into the third tool you can use to stop cash from bleeding out of your bank accounts. Life is expensive on its own....
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Zach Santmier
Sep 28, 20242 min read
The Buddy System
If you’re just joining us, welcome! The past two weeks, I have been discussing what you and I can do if we feel like cash is just...
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Zach Santmier
Sep 21, 20242 min read
The 24-Hour Pause
Last week, I suggested that most likely, your entire budget isn’t out of whack. There are probably one or two (maybe three) areas of your...
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