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Zach Santmier
2 days ago3 min read
Student Loans
For the past several weeks, we have been talking about debt. I used the analogy of debt being like digging a hole in your back yard. In...
Zach Santmier
Dec 213 min read
Mortgages
Homes are some of the most secure assets to purchase, though as anyone who lived through 2008 will tell you, they are not bulletproof....
Zach Santmier
Dec 143 min read
Car Loans
Last week, I discussed debt and described the difference between asset backed debt and unsecured debt. I used the analogy of debt being...
Zach Santmier
Oct 192 min read
Increase Your Value. Increase Your Income.
Bottom line and top line. Did you know that these two “lines” determine your pay? Whether you realize it or not, your organization knows...
Zach Santmier
Oct 122 min read
How to Make More Money
The title of this column is “Increase.” Why? While I believe it’s important to make sure we aren’t bleeding cash, people’s financial...
Zach Santmier
Oct 52 min read
Cash
Today, we are diving into the third tool you can use to stop cash from bleeding out of your bank accounts. Life is expensive on its own....
Zach Santmier
Sep 282 min read
The Buddy System
If you’re just joining us, welcome! The past two weeks, I have been discussing what you and I can do if we feel like cash is just...
Zach Santmier
Sep 212 min read
The 24-Hour Pause
Last week, I suggested that most likely, your entire budget isn’t out of whack. There are probably one or two (maybe three) areas of your...
Zach Santmier
Sep 132 min read
All is Not Lost
The first year Lauren (my now wife) and I started dating, I decided I’d go from my home in Virginia to spend some time with her and her...
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